Regardless of what age you are, it’s never too early to start planning your retirement. When you give up work, you have the opportunity to live your dreams and spend your time doing the things you love. However, you’ll only be able to live you dream lifestyle if you’ve prepared effectively. With this in mind, take a look at three critical things you need to consider when planning your retirement: 1. Finances When you’re no longer working, you won’t have a regular income to rely on, which means you need to calculate your financial needs in advance. Paying into a…